Can I borrow $20.00? (6 signs that he’s using you for your money) [Is he using me for money?]

Can I Borrow $20.00? (6 Signs That He’s Using You For Your Money)

Posted by in Black Love Advice

I have been waiting to write this article for a long time.

I have seen a lot of women taken advantage of by losers who wanted nothing more but to drive their cars, live in their homes and not contribute a damn thing, and use them for their money…

But that’s not the biggest reasons I wanted to write this article…

I’m sad to say it, but growing up I seen these things happen to my very own mother.

As a child, it hurt me so bad to watch my mother be treated so horribly by my stepfather.

He used her for money among a host of other things.

Gladly, she eventually realized what he was up to and kicked his free loading ass to the curb.

I’m hoping this article can help someone escape a similar situation.

If you’re reading this article, I encourage you to pass it along to your friends on Facebook and Twitter to help me get this message out to as many women as possible.

So without further ado, here are 6 signs that a guy is using you.

If you see these signs there’s no reason to continue to ask yourself “Is he using me for money?”

He is, and there’s no if’s, and’s or but’s about it, it’s time to move on.

Can I borrow $20.00? (6 signs that he’s using you for your money) [Is he using me for money?]

“Living off of you is so fun.”

Sign 1: He’s broke and satisfied.

The situation is pretty bleak. He doesn’t seem to be able to find a decent job no matter how hard he says he tries, and things are not looking any better for the near future.

Now don’t get me wrong, he could just be down on his luck right now.

It has happened to the best of us. Money is tight, you get laid off, and you can’t seem to get a call back from the employers you interviewed for.

That’s a, “I don’t have a lot of money to spend on dates right now, so you might have to pay the check this time” type of scenario.

That shouldn’t be that big of a deal if you’ve known each other for awhile.

What I’m talking about is a man that’s unemployed, doesn’t have money, or seems always to lose his job when he gets one but appears to be happy with his current situation.

If you notice that your boyfriend doesn’t seem to be embarrassed or a little shy about asking you to borrow money or carry the weight of paying all of the expenses in the home you share then he’s probably okay with the way things are.

No real man will be satisfied with anyone, let alone his woman financially taking care of him.

This is one of the clearest signs your boyfriend is using you for money that there is.

In fact, most men have trouble even asking someone for help, and when they do they make sure to repay them ASAP.

Which is why our next sign is also a pretty good indicator that’s he’s using you.

Can I borrow $20.00? (6 signs that he’s using you for your money) [Is he using me for money?]

“Can I borrow $20.00? Better yet let’s make it $50.00

Sign 2: He “borrows” money but never repays you.

He likes you, sure, but in the back of your mind, you feel like he might actually like your money more.

As a matter of fact, he depends on your money, and he isn’t afraid to let you know it.

He’s always asking you to borrow money, but you both know you’ll never get it back. Whether you don’t want to ask him to pay back the money you give him, or he’s too full of himself to even contemplate the idea of giving you back your hard earned money the end result is always the same.

You loan him money and he never even attempts to repay you.

He’s using you, and he has not one ounce of shame about it.

Sign 3: “Let’s go shopping honey! You’re paying!”

Well, he might not be that dramatic about it, but he’s definitely planning on acting that way.

If your guy is constantly hinting at you about the expensive Gucci outfit he wants, or if he encourages or practically begs you to go shopping with him and then accidentally leaves his wallet at home and only realizes it when it’s time to pay the bill, something is definitely wrong with this picture.

Sign 4: Dating him resembles an X-Files episode.

He’s always losing money, he always forgets his wallet in a friend’s car, and his paychecks never arrive on time…

Excuses. Excuses. Excuses.

Something is definitely wrong with this picture and this guy.

He’s running game. Nobody suffers from that much misfortune. 2 is a coincidence, and 3 is a pattern.

People usually create patterns and this pattern is a pattern of lies.

Trust me, you’re not being overly suspicious. Things aren’t adding up, and you know it.

Can I borrow $20.00? (6 signs that he’s using you for your money) [Is he using me for money?]

“I’m gon be right back baby.”

Sign 5: “Can I borrow your car?” 

“Is he using me for money?”

Well, in this case, it’s your car he’s after. Regardless, he’s still using you.

If he’s always asking to borrow your car and you don’t see him until nighttime when he needs somewhere to sleep, he’s definitely using you.

He’s not spending time with you. He’s spending time with his friends or probably another woman.

Unfortunately, your just a means for transportation, shelter, and gas money.

He might say otherwise, but his actions are proving that he’s nothing more than a user.

Sign 6: “Is it payday already???” 

If he seems to spend a lot more time with you when it’s almost your payday, or he decides he wants to “fix things” when it’s close to income tax season, I can guarantee this guy is using you for money and once again, it’s time to move on.


It’s never easy to discover that someone you genuinely care about is using you.

Whether it be that they are using you for money, somewhere to live, or just taking advantage of your kindness.

It never feels good and can be difficult to swallow once you come to realize it.

The anger and disappointment you will likely experience will leave a sour taste in your mouth for awhile, but don’t be too hard for yourself.

We can all be blinded by love and infatuation.

You live, and you learn.

The good thing is that you are moving on instead of investing more time in a relationship that isn’t mutually beneficial.

Everything happens for a reason, and every romantic experience that fails will leave you at the very least with more experience and understanding.

Stay strong ladies. Real love is out there waiting for you, so never hesitate to leave a loser in your rearview.

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